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With a simple dashboard and mobile app, staying up to date with your loan is easy,What you see is what you get with loans through Finance Buddha. There are no origination fees charged,The year 2017 witnessed many changes in many fields and Paperless loan is such one among other changes. Paperless loan is the change which was need of the time.
Ever since the start of banking, the process of availing a personal loan has been a lengthy process followed with lots of stress, tension and time consumption too.
Because of all these reasons it was very important to introduce a new kind of lending instrument which would be easier for the people to avail. Instant Personal Loan is the solution to all the above problems and a new age in the domain of lending.,Paperless Personal Loans are nothing but a personal loan only where you can get your loan within a very short duration of time, without having to deal with any paperwork as the process is 100% online from start to finish. Finance Buddha offers you this instant personal loans within 24 hours. With this loan you dont have to spend hours for going bank, standing in banks queue. This loan makes you free from the traditional lending process where you have to spend your time in collecting and piling up the documents required.
A paperless loan gets rid of all of these, as it is a completely online process where your loan is just a click away. You dont have to submit any document physically here.
All you need to do is go to the online personal loan application page and fill the details required.
Only few documents such as documents for ID and address proof are required which is to be submitted online by scanning and uploading them online.,The ease and flexibility in the application method has made paperless personal loans a popular debt instrument among the masses. Today in this busy world, everyone is so occupied and busy in their routine life and hence want more ease in each and everything be it shopping, networking or even banking. And same is the case of banking with the introduction of paperless personal loans. Paperless loans provide a flexibility and comfort in the borrowing process.
People who are already occupied with one or the other thing can now apply for personal loans as per their comfort.,Day by day the lifestyle of people is increasingly getting urban and digitized. Everybody wants to purchase new equipment, gadgets, and wants to go for holiday and many more things.
All these come at a cost and sometime the money in hand might not be just enough, and personal loans are better option compared to a credit card.
Paperless personal loans just like conventional personal loans are unsecured loans where no collateral or security is required, and hence can be used for any personal purpose as per the need and wish of the borrower. Its fast processing and quick disbursal is the another reason for which makes it a go to product when the money is required urgently, such as in any medical emergency, urgent travel or where they have to pay some urgent debt.,Are you concerned about where to apply for a personal loan online? Confused about how to get urgent personal loan?
Tired of heavy documentations, want to paperless apply for a personal loan?
Its time to explore what Finance Buddha's online loans can offer to you when you are in urgent need of money. When you are in emergency every second counts and getting money in a hassle-free manner will be the need of the time.
With the help of Finance Buddhas Insta Loan, which is an instant personal loan facility there is no need to visit any of our branches and provide pile of documents for getting a loan approved. As an applicant, you just have to fill the easy online application form and apply for the loan.
Once this is processed, loan will be approved and disbursed within 24 hours, making Finance Buddha Insta Loan truly an instant loan, and also one of the fastest personal loan you can get in India, your best choice when you need an urgent personal loan.,We have brought our experts together with top notch competence, loan management and time management skills to deliver high quality services through our online loans facility. Finance Buddha assist all individuals with various types of loans such as business loan, home loan, personal loan, business loan and more.
With the high demand for instant online loans, we have extended our services to this stream. This is to make sure we provide more and more opportunity for those who are keen to take loans for any emergencies.
Make use of this online service and get personal loan online today.,The minute you decide to take an Insta Loan, visit Finance Buddha website and simply fill the easy application form online. Once you submit the form, the details provided by you will be scrutinized internally by saving your time and effort and will let you know if you are eligible for an instant loan and the best offer available for you. Your loan application will be processed and disbursed in 24 hours.,Some of the highlighting features and benefits of online loans from Finance Buddha are:,We at Finance Buddha understand that not everybodys requirement is same and will vary from individual to individual depending on the situation they are facing.
Hence, we offer wide range of loan amount starting from ₹50,000 and up to ₹1,500,000 so that you are covered in times of need, whatever it may be.,Emergency situation can arise anytime and the only solution out might be an instant personal loan. But that does not means that you have to carry the burden of one time requirement for a long period of time. The maximum tenor for Insta Loans is 2 years so that you do not remain overburdened with loan for a long period of time.,Desperate times need desperate measures. Emergency situations may not leave you with enough time to run around and arrange the paperwork required for a personal loan.
Hence we created a completely online personal loan process, where you can upload all the documents required for Insta Loan from your computer, mobile or tablet, hence saving you a lot of time to focus on other important things.,As soon as all the information provided by you is verified and all the steps required have been completed, you will receive the loan amount instantly in your account.,Insta Loan interest rate is higher than the conventional personal loans since the processing is faster than the normal and there are no collaterals required for availing one.,Finance Buddha Insta Loan is a completely online, quick and hassle free process, right from the applying online to disbursal, we strive hard to disburse the loan amount in the account as soon as the personal loan application is processed and approved. This makes Insta Loan your preferred option for emergency scenarios where there is an urgent requirement of money.,Eligibility basically means Fit to be chosen.
That implies are you worthy for which you are applying.
Insta Loan is a kind of personal loan which is generally taken by a person in case of any emergency. These emergencies can be of many types like medical emergency, travelling emergency, to bear any urgent wedding requirements and many more like this. In this kind of emergency people want money urgently so Finance Buddha has come up with Insta Loan. Finance Buddha's online loans are an unsecured loan that means you have not to give any guarantor or any kind of property as guaranty.
Hence it becomes more important for any financial organisation to check the eligibility of the borrower before they give them the loan in order to determine whether they would be able to repay the loan or not. This is a big point to be considered. So there are many factors on which your Insta Loan eligibility depends.,The younger you are your probability of getting loan is more you have. As when you are young the bank or any financial organisation thinks you are more capable of repaying the loan.
In the case of Insta Loan whether you are a salaried employee or you are self-employed your age should be between 25 to 65 years.,Your credit rating holds a lot of value. It reflects your financial borrowing history and your repayments history too. If your credit score is high your probability of getting a loan is more.
Generally 750 credit score is considered good. If you are have a CIBIL score less than 750 then your chance is also less, and in some case you may get loan at this credit rating also but then your interest rate will be somewhat high as compared to others.,Finance Buddhas Insta Loan is the fastest solution in urgent times. But to avail Insta Loan facility one has to be eligible as per the eligibility criteria mentioned above.
Failure to meet eligibility criteria will result in rejection of your online personal loan application.,To avail an Insta Loan, the applicant should have a minimum CIBIL Score of 750.
CIBIL Score is the reflection of your borrowing and repayment history. A good CIBIL Score implies that so far you have had a good mixture of secured and unsecured loans and you have been regular and timely with your repayments.
An applicant with good CIBIL Score stands out as a Credit Worthy Borrower, who will be regular with the repayment of the Insta Loan (if disbursed).,So, it will be a good idea to become regular with your existing repayments (if you have not been so far, or continue it if have been already). This will help you improve your CIBIL Score and will help you in availing any loan in future, not just Insta Loan.,To repay any loan in equal monthly instalments or EMIs, one should have a sufficient income that even after paying for the EMI, there would be enough left for other necessities such as rent, food, bills, clothes and transportation. In general, the ratio of the total monthly EMIs should not exceed 35% of the monthly income, so that there is enough left for other things. Even if you are in high income range, your fixed monthly obligations should not be in excess of 60% of your in hand monthly income.,Whatever be your salary range, if your FOIR is higher, it would be a good idea to either: lower your existing EMIs with a balance transfer loan or find additional source of income to lower your FOIR.
This will increase the chances of your Insta Loan application, should you ever want to avail it in future if the need be.,Any lender will always prefer an employee of a MNC over an employee employed with a start-up. Also the employees of top companies get additional relaxation in the rack interest rates of any loan.,Another important factor considered is job stability.
It becomes for any lender to gauge an applicants eligibility if they have a stable and continuous career. This helps lender to analyze the financial condition of the applicant and their repayment capability.
In contrast to this an applicant with multiple job changes and employment gaps cannot be trusted with any loan, as their income is neither stable nor guaranteed. In such a condition it is tough to decide whether such applicants would be regular with their repayments or not. Hence a natural inclination of any lender would be to decline the application from such applicants.,Interest rate is the portion of principal loaned amount which any lender whether it is a bank or any NBFC charges as profit (interest) to the person who is borrowing from them.
Generally it is charged on annual basis.
Normally if the borrower is at low risk i.e. the lender finds it that they can easily repay the loan then the interest rate is low. And if the lender finds that the borrower it at high risk then they charge high interest rate to them. There are many factors which decide the interest rate of any kind loan some of them in case of Insta loan are as follows.,Suppose a person having a yearly income of ₹400,000 applies for a loan of ₹600,000 and a tenor period of 2 year.
Then for the lender it is a risky case as in this case there is more possibility for defaulting.
So for being on safe side the lender will charge more interest rate from that person as compared to others. So for the interest rate the loan amount and individual income plays a very important role.,Each and every lender or financial institution checks your credit score when you apply for a loan. The credit score always reflects your present as well as past financial borrowing history and your repayments as well. If you are having a low credit score that means your monthly repayments regarding any of your previous loans were not on time.
And when you are having a good credit score (750+) then you are a good borrower and you were timely repaying your monthly EMIs.,Apart from the interest rate there are some other fees which are charges for Insta loan. These are:-,Every borrower has to pay the processing fees. Processing fees is a charge that passes on expenses to the borrowers for getting documentation, evaluations, work and record of loan repayment, or some other data essential for the lender's endorsing office This is non-refundable. The processing charge for Insta Loan is 1.50% to 2.00% of the loan amount in addition to service taxes.,In case of Insta loan Finance Buddha also provides part payment and part pre- payment options.
But terms and conditions apply.
This charge depends on many factors such as the principle loan amount, the outstanding amount, monthly EMIs and so on.,There is always a penalty charge for delay in payments. As same as others Insta loan is also having some penalty charges for delay in payment this depends on the outstanding loan amount with us. This late payment doesnt leads to penalty only but it leads to a bad credit score as well. This can affect you in future when you will apply for some other loan.
To avoid these charges and difficulties you should also pay EMIs regarding any kind of loan on time.,Insta loan is an unsecured loan for which you dont have to give anything as guaranty or collateral. Because of this very reason the interest rate of the Insta Loan is high as compared to other loans. The interest rate of Insta Loan is also dependent on some other factors as tenor period and all which are already mentioned above in details.,The tenure, loan amount and interest rates depend on the eligibility of the applicant. If the applicant has good credit scoe and income, then the rate of interest will be low, approved loan amount will be high, tenure can be anywhere between 1 year to 2 years as per the applicants requirement.
Depending on the different criteria the interest rate ranges from 11.99%-24% p.a.,Here are some of the different emergencies situations, but not limited to just these, for which online loans can be applied for.
This money will be available immediately for emergency uses. We do not require any physical documentation for processing these loans as all need to be uploaded online and the rate of interest will be usual or slightly higher than normal- these are dependent on the individuals eligibility for loan.,Life is Unpredictable!
Nobody ever knows what might happen the next instant, so unsure are we about our lives. Accidents can happen to anyone anytime.
Accidents need not be just road accidents, but sudden health deterioration because of multiple reasons. Such situations require quick response and immediate treatment and every second counts! And you would not want to spare any expenses whether for yourself or your near and dear ones.
Nowadays even medical expenses are also soaring high, so much so that sometimes even medical insurance and emergency savings combined cannot cover the total expenses. Though being prepared for such situations surely does minimise the effects but still a personal loan in one day can definitely be your saviour.,Finance Buddha understands the urgent need which arises in medical emergencies.
Finance Buddha and its team does it best when such a requirement arises. The process here is completely online hence you do not need to visit any of our branches or arrange for the hard copy of the documents. You just need to fill in the online personal loan application and upload all the required documents. And that is it.
In cases of emergency, Finance Buddha will always be by your side.,You can now avail Finance Buddhas Insta Loan to meet your urgent travel expenses. Whether it is to a destination in India or in abroad, whether it is for a personal reason or a business deal or any medical requirement, Finance Buddha has got you covered.
Just fill an easy to fill online personal loan application and upload the requirements and you are done. We work hard to ensure that eApproval happens within 2 hours of applying and the disbursal happens within 24 hours of approval (provided that you are eligible).,Wedding is one of the most important events, if not most important event in anybodys life. As such everybody wants their wedding to be a dream wedding.payday loans in houston tx without bank account
But the conversion of dream to reality comes at a price.
Sometimes unexpected may happen may and leave you in a cash crunch, unable to meet the need of the hour. And in many instances it might not be possible to cut down the expenses.
Wedding expenses does not include just the cost of the main wedding function, but also things like jewelleries, clothes, gifts, engagement, reception and honeymoon. The price for all these is normally much more than what a middle class income group can afford to spend.,Avail Finance Buddhas Insta Loan when you need immediate cash loans in India. You can apply online for Insta Loan through our website.
This is an entirely online process. Online loans make sense for weddings as these are very convenient to apply for, especially for weddings, when you are in a shortage of time.,You are innocent until proven guilty and sometimes, you might not be guilty at all.
And sometimes, it might not be you but someone who is very near and dear to you. And the police needs to follow the rules set by our lawmakers, and the bail amounts can be high (depending on the charges) and might not be possible for everyone to have that much money available to them at their disposal. But you can have it in 24 hours with Finance Buddhas Insta Loans.
We understand that emergencies like an arrest can affect you and your family severely. Hence we have made personal loan process 100% online wherein you can apply online anytime from anywhere.
Our proprietary algorithm determines (based on the information provided by you) your eligibility and gives eApproval within 2 hours of applying online. After which you need to provide few more details and upload all the documents online. Once we have everything we need, your loan processing starts.
And if you satisfy all the eligibility criteria your personal loan application is approved immediately and your loan amount is disbursed within 24 hours.,It never remains sunny throughout the year! All the business owners know and understand this very well. Although everyone tries to be prepared for such unforeseen circumstances but sometimes it is not just enough. Urgent situations demand speedy solutions. Finance Buddha is here with its Insta Loan to cover you in that rainy season.
Insta Loan is a completely online personal loan product where you get eApproval within 2 hours of applying and disbursal within next 24 hours, should you satisfy all the eligibility criteria for the same.
All you need to do is just fill an online personal loan application form and provide all the details that we need and upload all the documents required. There are no physical documents required or any personal visits needed. The process is completely online, quick and hassle free.,Instant Personal Loans, even though handy in times of need, are still a loan, the burden of which you would need to bear throughout the tenor of the loan,Hence before you apply for an instant personal loan, it would be a good idea to be aware of your CIBIL Score.
There are chances based on the discretion of the lender that even an applicant with low CIBIL Score can also get loans online, but they would get it at the higher interest rates.,Hence be sure of the interest rate and the EMI before you sign the loan agreement so that your budget does not gets affected negatively.,Online loans are very helpful in the times of need, but can be a big burden if availed for unjustified reasons.,Hence it will be wiser to know these in advance rather than discovering them after the loan has been disbursed.,While there are many ways to apply for a loan, many still prefer Instant loan through Finance Buddha, the reason for this is pretty simple and straight forward. In case of emergencies situations nobody will have time to run to banks and financial institutions to get the application form, apply for the same, submit documents and wait for approval. All the services will be taken over by Finance Buddha.
You just have to visit Finance Buddha platform, apply for the instant loan by filling all necessary information and get the same approved within the same day.,Finance Buddhas Insta Loans are essentially 100% online loans, in which all the steps involved are done online both on the applicants side as well as the lenders side.
The applicant has to apply online, upload the documents online as well as the signing of the loan agreement is also done online. On the lenders side, Finance Buddha, once the application is received, it is processed online.
Finance Buddhas proprietary algorithm works in the background to determine the eligibility of the applicant and the best offer available, if eligible, post which the application gets approved. The removal of the human element from the approval process significantly improves the time involved, reducing it to a maximum of 2 hours.
Once all the documents are received from the applicant, they are once again scrutinized by our algorithm to verify their authenticity. As soon as the processing is over, the applicant receives the confirmation and the disbursal of loan amount soon after.,Taking the loan process completely online has not only reduced the time, but has made the application process more streamlined, easy and completely hassle-free. There is no need of any physical visits or documents as the process is completely online throughout. This has also increased the availability of online loans to more and more people.
Finance Buddhas online loans provide people the comfort and freedom to apply from a place of their comfort at a time of their choice.
The availability of loans (to eligible applicants) within 24 hours of applying makes Finance Buddhas Insta Loan ideal for those who are in urgent need of money and do not have the time and means to go through a conventional personal loan process. So don't wait and apply for personal loan online today.,Insta Loan is a kind of unsecured loan with very less documentation with quick processing and everything is online so that the loan disbursal is fast.
Finance Buddha strives to disburse your instant loan within 24 hours of eApproval.
This obviously means a high risk to us and hence the interest rate of Insta loan is higher as compared to any other conventional personal loan. Even though it is a product which you should opt for when there is an urgent requirement of money, there are some situations where you should avoid Insta Loan and opt for a conventional personal loan which are offered at comparatively lower interest rates.,Emergency situations do not include requirements like buying luxury items or gadgets, vehicles, home renovation, covering a big expense like a lavish party, funding a vacation, helping a friend in need etc. Because of the higher interest rate only it is suggested that opt for this loan only in emergencies when there is immediate requirement of fund. If not so, try to avoid this online loan and go for a conventional personal loan.
So, if there is no urgent requirement try to avoid it.,Debt consolidation is when you take a new loan to repay your previous debts. It is good and effective only when the interest rate of our new loan is lower than your previous loan. But it is never a wise thing to go for an Insta Loan, which comes with higher interest rate, to clear your previous debts. So always avoid an Insta loan for your debt consolidation.,Financially unstable means so far you have not been able to manage your finances properly. If you are a person who has been repaying your previous loans EMIs late, paying penalties on the late payments, not having enough amount left after such payments to continue throughout the month, Insta Loan is not for you.
All these are traits show that you are financially unstable and if so, you will be charged with higher interest rate for your new loan.
So even if you manage to secure the loan, your financial woes are not going to end.,Insta Loan is the facility provided by Finance Buddha in which you can have the loan disbursal on the same very day you apply for it. It is the quickest disbursed loan ever.
It is completely paperless and the whole process is completed online, hence making it 100% essentially online loans. Make use of this online service and get personal loan online today.,Finance Buddha Insta loan facility works in a very efficient way. The borrower has to apply for the Insta Loan through the Finance Buddha portal. The borrower has to fill an easy application form which will include information regarding your personal details.
You details will be processed by our proprietary algorithm, and you will get eApproval within 2 hours of applying.
If you are eligible then you will be informed via call or msg. and you would be required to upload your documents online. Once we receive all the documents, your loan application will be processed and disbursed within 24 hours.,Finance Buddha has proper loan management and time management skills. We will provide you high quality service with all our skill and team work.
The best part about borrowing from Finance Buddha is that you dont have to visit any bank or even our office, even a single time. You have to just apply online from the Finance Buddha portal for the personal loan. The second best part is that the documentation is completely online.
Thirdly and most importantly, the loan approval process gets completed within 2 hours of applying, thanks to our proprietary algorithm. The entire Insta Loan process being online is very seamless, simple and quick without any hassles.
Give a try to our Insta Loan facility and get personal loan online today.,Personal loan is available with many banks and NBFCs but there are certain advantages when you apply online for Insta Loan with Finance Buddha. These advantages are as follows:-,You have very simple and easy steps to apply for the Insta loan online. You just have to go to the Finance Buddha website apply for the Insta loan by filling the online personal loan application form, fill all the details whatever is required over there.
Uploaded the scanned copy of the documents which are required, and you are done now.,Once you apply for Insta Loan online, our proprietary algorithm will use the details provided by you to determine your eligibility for the requested amount and instantaneously let you know. If you satisfy all the eligibility criteria, you will be sent a link to continue your application process by providing your details and uploading the documents required. Once we receive the details from you, our dedicated team will go through your details and verify all the information provided. Once all this has been done, you will receive a confirmation about your loan details and your loan will be disbursed within 24 hours.,It takes only 24 hours for Insta Loan to be disbursed in your account, after the loan application has been processed. What else can be better than to get the personal loan disbursed the same day, if you are in urgent need of cash.,Yes your loan is reported to all the top most leading authorities of INDIA like CIBIL, Equifax and Experian.,The company will impose certain ECS bounce charges or penalties.
Moreover it will get mentioned in your credit report.
Contingent upon the seriousness of the default it can have genuine effect on your future credit potential outcomes like a home advance, personal loan and so on. What's more, the banks can likewise make lawful move against the borrower.
Legal actions can also be taken against the borrower by the company.,If you are in one of these cities, and are in urgent need of cash, then make use of the Insta Loan - the online personal loan facility from Finance Buddha to get personal loan online today.,I took Personal loan from finance Buddha to finance my business as i didn’t had any collateral. I got it within 48 hours and on affordable rate.
I will suggest it to specially those people who don’t have any collateral.,This online loan is cheaper than other credit card loans and online loans. if you have a good CIBIL you can get it even at cheaper rates.,The process regarding my personal loan went well. This loan product is very good and provided me the the Loan amount within time. No one wants to go for a loan but if so, i will come here again.,Not good!
Got personal loan in 3 days which they promise to do within 24 hours.,A good experience regarding personal loan. The interest rate was a bit high when compared to the other Loan product.,This is my second loan from finbud.
My first loan was my home loan and my second loan is online personal loan. I am satisfied with the service and rates.
A good product with reasonable rates.,I took personal loan with finance buddha through online channel.
The rate of interest was good.
I have requested them to do the EMI's date on 5th as my salary comes on this day. They agreed for this.
They provided the loan as per my requirement.,I found the rate of interest and other charges quite high here. But I applied for a personal loan I was not able to get it from other Banks.
Thank to Finance Buddha through which I got the loan.,I applied for a personal loan 2 months back.
The customer support service responded well to my application and I got my loan approved within 24 hours and disbursed within next 24 hours.,Financial support provided by Finbud team matters a lot to me. They disbursed my personal loan within 24 hours. Even the process to apply was so easy.,Good service!
Got my personal loan approved with finbud at an interest rate of 16% p.a. even the processing fee charged was not much.
Thank You Finance Buddha team.,I compared many website for online loans and I found Finance Buddha best in terms of interest and time in disbursal. I applied for online loan 2 days back and I confirmation call within an hour. But amount got disbursed in 48 hours.,Got personal loan from here within 48 hours.
The process went completely smooth and hassle-free.
Guys if you are in need of urgent cash then you can rely on Finance Buddha. I am saying this with personal experience.,2 stars. Not at all satisfied with the service.
Got my loan disbursed on the 5th day which they were supposed to do within 1 day.,Among many DSA who are lending personal loan online my friend suggested me to go with Finance Buddha.
I applied for a online personal loan from here but I got it after 4 days. I don’t know what went wrong but I am not a satisfied customer.,Trustworthy! They disbursed my instant personal loan within 48 hours. The worked as they have mentioned on their website. The process is completely online.,My instant personal loan got approved with Finance Buddha.
The interest rate and other fees charged was nominal. I enjoyed the complete borrowing process.,Getting a personal loan was difficult for me without any collateral. But Fin Bud made this possible.
I got a loan of 5 lakh from here without any collateral. I will refers it to my frnds!
Good product.,In spite of less than 750 CIBIL, I got online personal loan from here. The interest rate charged against this is slightly higher than others.
But, it helped me when there was no hope. Thanks Finance Buddha!,A bit annoyed with the service. I got my loan on the third day from which I applied for it.
But I am satisfied with the interest and processing fees charged.,Thanks to the executives Raj and Madhavi who were handling my loan application. Thanks a lot. Your help matters a lot in the quick disbursal of my instant loan.,I took instant personal loan from Fin Bud for debt consolidation.
Everything went smoothly and I got this instant loan within 24 hours.,The interest rate is the only thing which makes me worried about my instant personal loan. But other than that everything is cool.,Not trustworthy! I got personal Loan from here in 3 days!
Don’t trust guys that they will disburse the loan within 24 hours.,I went to a bank for a personal loan but they couldn’t make it by time I require. Then I got to know about finance Buddha through Facebook.
I applied here for my personal loan and got it one day after applying.,I will suggest people to go for Insta Loan who are in any kind of cash crunches. The loan is disbursed within 24 hours without any hassle.
I got it approved within 2 hours.,Great Service! Got personal loan at an interest rate of 17% p.a. and the processing fee I had to pay was 2% of the loan amount.
I will refer it to others also.,I am happy and satisfied with the customer service of the personal loan team of Fin Bud.
The executives helped me a lot where ever I was having the doubt.,I got to know about Fin Bud through web search. And it is really good. I applied for an Instant Personal Loan through it and I got the loan approved on time at a reasonable interest rate.,“I have used Finance Buddha services thrice in the last 2 years.
They have helped me in getting a total of Rs 25 lacs loans from Bajaj, SCB and HDFC. I needed the loan to meet urgent medical need and at such a critical moment they helped in getting the disbursal in 3 days. The sales staff was well informed and their follow up was superb.
Would definitely be delighted to give reference to anyone.”,“The team at Financebuddha has been very helpful in arranging for the home loan for my house.
The service quality is excellent and the customer service has been very responsive and prompt. I managed to get my loan without any hassles and on time. I am very happy and satisfied with the services I recieved. Would recommend them to any of my friends anytime.”,“I would like to take this opportunity to express my gratitude towards Finance Buddha for a very smooth and hassle free customer support and loan processing.
It was a great experience dealing with finance buddha which I think would not be possible without customer centric people like you.
Thanks a lot for all the support provided. People like you can take an organisation to greater heights.”,We found that you have the below loans running currently. We also calculated the approximate EMI's based on the loan outstanding amount from your credit report.,But the credit report might contain closed loans, so we want you to correct the running loans by unchecking the closed ones and also make sure whether the EMI calculated is correct by editing the same.,Standard Terms and Conditions applicable to Individual Customer of Equifax Credit Information Services Private Limited (Equifax) By signing on the Equifax Credit Report Request Form, you acknowledge and accept these terms and conditions as set out below: A Definition: The words Credit Information used in this section mean: the details of your credit / loan Account or other borrowings provided in the Equifax Credit Information Report (Credit Report) provided to you.
Other terms not defined herein shall have the meaning as per the Credit Information Companies (regulation Act, 2005) and Rules and Regulations made there under. B The processing of your request (Services) will start after receipt of your Equifax Credit Report Request (Request Form) with the relevant documents and payment.
C Processing and Dispatch of an Equifax Credit Information Report : (a) After we receive the completed Request Form, relevant documents and the payment as mentioned below there will be a verification and validation process.
The below mentioned conditions are applicable:,Your Loan Accounts We found that you have the below loans running currently. We also calculated the approximate EMI's based on the loan outstanding amount from your credit report. But the credit report might contain closed loans, so we want you to correct the running loans by unchecking the closed ones and also make sure whether the EMI calculated is correct by editing the same.
Institution Loan Type Amount Approx EMI Running,Equifax Credit Information Services Pvt Ltd FinanceBuddha and its Affiliates (collectively referred to as 'FB') shall have the right to make disclosure of any information relating to me/us including personal information, details in relation to Loan, defaults, security etc to the Credit Information Bureau of India (CIBIL) and/or any other governmental/regulator/statutory or private agency/entity, credit bureau, RBI, the Bank's other branches/ subsidiaries / affiliates / rating agencies/ service providers, other banks / financial institutions, any third parties, any assignees/potential assignees to transferees, who may need process and publish the information in such manner and through such medium as it may be deemed necessary by the publisher/ Bank/ RBI, including publishing the name as part of the willful defaulter's list from time to time, as also use for KYC information verification, credit risk analysis, or for other related purposes. Standard Terms and Conditions applicable to Individual Customer of Equifax Credit Information Services Private Limited (Equifax) By signing on the Equifax Credit Report Request Form, you acknowledge and accept these terms and conditions as set out below: A Definition: The words Credit Information used in this section mean: the details of your credit / loan Account or other borrowings provided in the Equifax Credit Information Report (Credit Report) provided to you.
Other terms not defined herein shall have the meaning as per the Credit Information Companies (regulation Act, 2005) and Rules and Regulations made there under.
B The processing of your request (Services) will start after receipt of your Equifax Credit Report Request (Request Form) with the relevant documents and payment. C Processing and Dispatch of an Equifax Credit Information Report : (a) After we receive the completed Request Form, relevant documents and the payment as mentioned below there will be a verification and validation process. The below mentioned conditions are applicable: you must be over 18 years of age, you agree to pay the Price as indicated in the Request Form, you must provide us with complete and accurate details such as your full name, date of birth and address of residency, you agree not to use the Request Form to attempt to obtain Credit Report about any other person other than you, each request is for one person only, we do not accept joint request, If we cannot validate the information you have provided in your Request Form and the documents you have submitted, we will write to you for further/additional information and if you do not provide this additional information within 30 days from the date of our written request to you for information, we will not be compelled to process your request. (b) The Credit Report shall be sent via such courier service or postal service as Equifax may deem fit.
Equifax shall not be responsible for any lost mail, theft or any damage caused during dispatch/transit of the Credit Report. The Credit Report shall be dispatched and delivered only to an address which is present in our database. On any change in address you undertake to update your address in the records of the relevant member/s with whom Equifax has relationship account/s else, in such a scenario we would not be able to deliver the Credit Report to your address.
The Credit Report shall be dispatched only once, and in the event of your unavailability at the time and place of delivery, the Credit Report shall be destroyed, and you shall be required to submit a fresh Request Form with the relevant documents and agreed payment. D Permitted Use of Information: You may use the Information or any part of it for your own personal use only which includes: (a) Understanding the data which is taken into account by a lender when the lender is taking a lending decision, (b) Assessing your own credit worthiness by reference to your credit (c) You agree that you shall not reproduce or use the Credit Report except as permitted under the provisions of the Credit Information Companies(Regulation) Act, 2005.
We would be unable to provide the Credit Report to you if we have been unable to validate your information, or you have not provided us the additional information as we requested from you to complete the validation process within 30 days from the day of our request for further information is issued.,Terms Conditions By accepting to this, we will be requesting your mobile operator to share the current location This will be used for additional security and verification purpose only, will not be used anytime for any marketing/promotional activites.
At anytime in future, after the approval of your loan, you may optout of the same by sending an email to our support team
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