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Pay your loan off at any time,After your application is approved, you'll have a chance to review and accept your loan.,It's easy to set up automated monthly payments and there's no penalty for paying off your loan early.,§ Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Loans are not available in West Virginia or Iowa. The minimum loan amount in MA is $7,000.



The minimum loan amount in Ohio is $6,000. The minimum loan amount in NM is $5,100. The minimum loan amount in GA is $3,100.,The rates and fees applicable are determined by your application and summarized in the following table.Interest RateAPROrigination Fee*7.48% - 35.78%8.09% - 35.99%0% - 8%Other applicable fees are itemized in our help center.* The full range of available rates varies by state.

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The average 3-year loan offered across all lenders using the Upstart Platform will have an APR of 19% and 36 monthly payments of $35 per $1,000 borrowed. There is no down payment and no prepayment penalty.
Average APR is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application.


Not all applicants will be approved.A team that's there for you



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